Broker Check

FAQ

Q: What do you specialize in?

The short and sweet answer is; Financial Planning & Investment Management for active and retired first responders. If you are a police officer, firefighter, medical personnel, or EMS – we welcome you to explore meet our team, explore our website and the wealth of information we offer. 

Q: Do you make commissions?

NO. We have no third-party affiliations with brokers or insurance companies. The only way earn your money is from the agreement we agree on for our planning and management services. We don't make commissions on anything we do, and we believe this fee-only route eliminates the fear of bias, sales quotas, and vulture-like behavior.

Q: Where does my money go after we choose an investment plan? 

We proudly use Charles Schwab as our custodian for all transactions and trades. You may opt for us to make trades on your behalf, but we never have physical custody of your dollars so you are always in control. 

Q: are you a Fiduciary?

Yes we are. A fiduciary is someone who manages money or property for someone else. When you are named a fiduciary, you are required by law to manage the person's money and property for their benefit, not yours. We take pride in this title!


Q: What is your approach to Financial Planning?

Holistic. We understand that financial planning is not a one-size-fits-all or a one-time solution, so we use a lifestyle centered approach. We take the time to understand each member's circumstances, goals, and concerns before making any recommendations. We follow up on these recommendations, and ensure they remain suitable over time. We are a team-oriented operation. No decisions are made alone.